Abrams Realty Lenders

Caliber Home Loans

  • NameBenjamin Smith
  • Phone757-535-5773
  • Fax844-496-9407
  • Get Started

Ask A Mortgage Question


Benjamin Michael Smith

Senior Mortgage Loan Originator

NMLS # 372396

Mobile 757.535.5773

Email: benjamin.smith@caliberhomeloans.com

After our first conversation, you’ll be thinking that we’ve known each other for a lot longer than just a few minutes. This is because I’ve built a fulfilling sales career during the past 15 years by concentrating on how I communicate with new borrowers. You’ll feel comfortable and secure in the knowledge that one of life’s biggest financial transactions is in the hands of a professional who’s focused on customer experience.

I was raised by a custom home builder, so I grew up witnessing many of the unique challenges that new construction presents. After a military career in the United States Air Force, serving as an F-15 Weapons Specialist, I began my sales career in automotive before moving to loan originations in 2003. Today, I’m at Caliber as I specifically sought out a growing national lender that focused on closing home purchases on time with the latest technology. Here, I’m able to offer you a wider array of home loan and refinancing options than many big banks and credit unions.

A little bit about Benjamin:

  • 6 years in USAF 1995-2000
  • Entered Mortgage business in 2003 to Present, Officially Licensed when it became a requirement in 2010.
  • 4 years of Property Management Experience
  • Direct communicator – Facts and Figures always with a focus on Customer involvement
  • Detail oriented- Always an eye to the horizon to avoid pitfalls and “loan drama”

Benjamin’s main goal in every transaction is to make his customer happy. That means honing in on the perfect loan product for your unique financial situation, along with clear communication with the entire “team”. (Realtors, Financial Advisors, Clients and other parties). He believes it takes all of us to cross the finish line and close that loan!

Benjamin specializes in the three common core loans available: VA, FHA, and Conventional loans. There are other niche loan products available, but he’s chosen to associate himself with experts in those categories as referral partners. You always get the product expert!

Benjamin is the Homes for Heroes Affiliate in Hampton Roads: Teachers, Firefighters, Police, EMTs and Military past and present are given a special discount as a thank you for serving our local community. If you know of someone in this category please let them know about this great program.

About Abrams Realty

Abrams Realty is a full service real estate company for all of your real estate needs including Residential Real Estate and Commercial Real Estate. Abrams Realty provides Property Management services.

We service all of Hampton Roads. This includes Virginia Beach, Norfolk, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton and Poquoson.

Our Mission Statment

“To approach every relationship with an optimistic attitude, ethical professionalism, steadfast belief in our talents, and a determined focus on serving every customer and client to the very best of our ability.”

Abrams Realty believes in providing exceptional service in all situations. We are Military Friendly Real Estate Agents, understand PCS moves and help our military move daily!

We believe service comes before sales and hope to develop a great relationship with each of our clients!

Latest Blog Posts

Home For The Holidays

Do you have that special family member that is coming over that you haven't seen in a while? The holidays brings family together from far and near. It is a great time to have the beautiful

Read More

What 300K Can Buy You In Virginia Beach

When moving to a new area, or considering a relocation, on of the most important things to consider is what your housing costs will be like. Nationally, there is a huge spread in average home cost.

Read More

Breakfast On The South Side

I am a breakfast junkie.Give me breakfast any meal of the day. Early morning, brunch, brinner, afternoon snack, you name it. I dig breakfast.I generally do my own cooking, but since I cannot come

Read More

Where To Find Santa In Virginia Beach

The holidays are here, you either missed it or made it to a Grand Illumination Parade, and Community Craft Fair. The good news is there are plenty of events to attend with your family to see

Read More