Our Lenders

Benjamin Smith at Old Point Mortgage

Phone: 757-535-5773  Fax: 757-755-7677

Benjamin Michael Smith

Senior Mortgage Loan Originator

NMLS # 372396

Mobile # 757.535.5773


A little bit about Benjamin:

  • 6 years in USAF 1995-2000
  • Entered Mortgage business in 2003 to Present, Officially Licensed when it became a requirement in 2010.
  • 4 years of Property Management Experience
  • Direct communicator – Facts and Figures always with a focus on Customer involvement
  • Detail oriented- Always an eye to the horizon to avoid pitfalls and “loan drama”

Benjamin’s main goal in every transaction is to make his customer happy. That means honing in on the perfect loan product for your unique financial situation, along with clear communication with the entire “team”. (Realtors, Financial Advisors, Clients and other parties). He believes it takes all of us to cross the finish line and close that loan!

Benjamin specializes in the three common core loans available: VA, FHA, and Conventional loans. There are other niche loan products available, but he’s chosen to associate himself with experts in those categories as referral partners. You always get the product expert!

Benjamin is the Homes for Heroes Affiliate in Hampton Roads: Teachers, Firefighters, Police, EMTs and Military past and present are given a special discount as a thank you for serving our local community. If you know of someone in this category please let them know about this great program.

Get Started

Ask Old Point Mortgage a Question

Property Search

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Abrams Realty
4640 Shore Drive, Suite 113
Virginia Beach, VA